Mutual fund investment through systematic investment plans (SIPs) has surged to an all-time high of Rs 3.34 lakh crore in 2025, driven by growing investor appetite for disciplined, long-term wealth creation.
Equity mutual funds attracted Rs 29,911 crore in November, marking a 21 per cent increase from the preceding month, according to data released by industry body Amfi on Thursday. This rise in inflows comes after three consecutive months of decline, signalling an improvement in investor sentiment.
Loan against fixed deposit is cheaper and comes with fewer charges.
'Long-term investors seeking sustainable gains from resilient, fundamentally strong companies may go for these funds.'
'The day is not too far when the share of MFs alone will be greater than that of foreign institutional investors.'
Wondering if you did the right thing with your mutual fund investments?
'Sebi's move to cap brokerage charges will help investors by lowering the overall cost of investments.'
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'
Their assets under management (AUM) rose from Rs 1.04 trillion (January 31, 2025) to Rs 1.75 trillion (January 31, 2026), an increase of 68.3 per cent.
Your AMC shuts shop. Panic? Wait. What happens next isn't what most fear.
In modern investing, transparency is more valuable than zero fees and not all investing app score big on this front, says Ramalingam Kalirajan.
When the market is down, you can buy more units, which offers you the rupee cost averaging. But the question here is, with so many options available in the market, which one should you choose? Keep reading to get the answer.
Systematic investment plans of top mutual funds that you can invest your money for better returns.
Knowing these will save you from taking undue risks, losses and also create wealth in the long run, says Dwaipayan Bose.
The net inflow into equity mutual funds surged 24 per cent to Rs 23,587 crore in June, reversing the declining trend of the last five months, driven by strong equity market performance across segments, data released by the Association of Mutual Funds in India (AMFI) showed on Wednesday. Also, the latest fund infusion by investors marks the 52nd consecutive month of net inflows into the segment.
The factor fund launch spree by mutual funds (MFs) is moving from the passive to the active space. Two new fund offerings (NFOs) - ICICI Pru Active Momentum Fund and Bandhan Multi-Factor Fund - are currently open for subscription. Sundaram MF's multi-factor fund NFO closed this Wednesday.
Here's how you can plan your returns better by investing in mutual funds and the best mutual funds to invest in.
How well a mutual fund does largely depends upon the performance of companies in which its funds have been invested.
Net inflows into equity mutual fund (MF) schemes scaled a record high in July as the market correction and a raft of new fund offerings (NFOs) lifted lump-sum collections. Active equity schemes raked in a net Rs 42,702 crore in July, going past the previous high of Rs 41,156 crore in December 2024. Systematic investment plan (SIP) inflows continued to scale new highs, rising over 4 per cent month-on-month (M-o-M) to Rs 28,464 crore.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Let reason, not emotion, guide your decisions.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Households should moderate large discretionary expenses for the time being.
'They should prioritise essential spending. They should maintain an emergency fund covering 6 to 12 months of expenses.'
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'New investors should enter gradually and stay cautious.' 'Silver is a structural multi-year story, but timing matters in a high-volatility metal.'
Meaningful market share would go to those who have the distribution strength to push their products, such as banks.
'Growth for some companies has been hard to come by and this is a smart way to get there.'
'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'
Pru Dynamic, Reliance Diversified Power Sector Fund, Pru Services Sector Fund/ Infrastructure Fund, Templeton Prima or Reliance Growth Fund can give you high returns in the next 3-5 years feels mutual fund expert T Srikanth Bhagavat.
After a stellar 2023, the mutual fund industry sustained its growth momentum in 2024 with an impressive Rs 17 lakh crore surge in assets, driven by buoyant equity markets, robust economic growth, and increasing investor participation. Experts are predicting the positive trend will extend into 2025.
Equity investing is still fraught with peril and is riddled with sink holes that investors need to be wary of
'They are a poor fit for anyone with near-term goals, low volatility tolerance, or a need for steady income or liquidity.' 'First-time investors should typically avoid them.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Most first-time investors may be better served by diversified options such as flexicap or multi-cap funds, which already hold pharma and healthcare stocks.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.